Programmable. Auditable.
Bank-grade.
Vaultic is the developer platform for launching accounts, payments, and cards on modern banking rails.
Vaultic is the developer platform for launching accounts, payments, and cards on modern banking rails.
Open accounts, receive deposits, and send transfers over every major rail through one API — without stitching together sponsor banks and middleware.
Issue virtual and physical cards with full control over spending limits, merchant categories, and real-time authorization decisions.
Originate and service credit products on the same ledger, with automated underwriting hooks and built-in compliance reporting.
Account-to-account transfers are usually slowed down by layers of sponsor-bank middleware. Vaultic settles most transfers in minutes, not days.
Because we connect directly to the clearing networks, every transfer is transparent, traceable, and priced without a middleman markup.
Every balance lives on a real double-entry ledger. Sub-accounts, holds, and splits are first-class primitives, not report-time math.
KYC, sanctions screening, and transaction monitoring run inside the platform, so every account is compliant from the first call.
Idempotent endpoints, typed SDKs, and a sandbox that mirrors production exactly. Ship your first transfer in an afternoon, not a quarter.
Instant rails are wired into every Vaultic account by default.
Faster than a wire, and priced like a book transfer.
Learn moreSend or request funds over instant payment rails.
Learn moreFrom API request to a live account in minutes.
Learn moreSettle any time, any day — weekends and holidays included.
Learn moreLaunching a financial product used to mean months of sponsor-bank negotiations and brittle middleware. With Vaultic you can open accounts and move money the same week you sign up.